Consumer report disclosure

This disclosure is provided to prospective and current Partners as a stand-alone notice under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. It is incorporated by reference into the Terms of Use and the Partner Agreement.

1. Permissible purpose

Knock may obtain one or more consumer reports about you for the purpose of evaluating you for independent-contractor engagement in connection with marketplace Jobs on the Platform. This is not an application for employment.

2. Consumer reporting agency

When automated screening is enabled, consumer reports may be obtained through Checkr, Inc. and its designated agents. Knock selects the screening package and receives results for account and assignment decisions permitted by law.

3. Optional screening; COI alternative

Consumer-report screening is optional. Knock may treat an accepted certificate of insurance on file as an alternative to a completed consumer report for purposes of going to a Job, as described in the Partner Agreement. You are not required to authorize a consumer report if you qualify under Knock’s COI alternative policy.

4. Fee

When a consumer report is obtained at your request or with your authorization, Knock may deduct a one-time screening fee of twenty-nine dollars and ninety-nine cents ($29.99) plus applicable tax from your first completed payout.

5. Disclosure notice

Knock may obtain one or more consumer reports about you from a consumer reporting agency, including Checkr, Inc., for the purpose of evaluating you for independent-contractor engagement in connection with marketplace Jobs. This disclosure is provided as a stand-alone document pursuant to the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., and is not an application for employment. If information in a consumer report may be used in a decision adverse to you (including that you may not go online or that an assignment may be withdrawn), Knock shall, before taking such action, provide a pre-adverse action notice, a copy of the report, and a summary of your rights under the FCRA, and shall thereafter provide an adverse-action notice if the decision is made.

6. Authorization

You authorize Knock and its consumer reporting agency (including Checkr, Inc., when used) to obtain consumer reports about you for independent-contractor screening in connection with the Platform, including when you request screening, periodically while you remain a Partner, and in connection with particular Jobs, in each case as permitted by law. You may request a copy of any report that is used. This authorization is not an application for employment.

Authorization is obtained when you affirmatively consent at partner application (optional checkbox), in the partner portal before starting Checkr, or by another electronic assent Knock records.

7. Summary of your rights

Federal law gives you the right to know what is in your file, to dispute incomplete or inaccurate information, and to limit certain uses of your information. A summary of your rights under the FCRA is available from the Consumer Financial Protection Bureau: https://www.consumerfinance.gov/learnmore/.

Questions: use the Contact form and select Partner support.